Jacksonville Can Be Great For Retirement

When you’re looking for your perfect retirement destination, there are many factors that come into play. Besides moving from your current house and neighborhood, you’ll have to think about things like downsizing the size of your home maybe, great and affordable healthcare, recreational activities you could do during the day to keep you busy now that you won’t be working and a few other things. Jacksonville, Florida is a great place to retire. It’s beautiful and sunny weather pretty much year round. It has countless opportunities for different types of housing from 55 and over communities to condominiums with a host of amenities including swimming pools, tennis courts, game rooms, fitness centers, convenience stores and more. Jacksonville also has golf courses and is a road trip away to other great cities in Florida including Fort Lauderdale, Miami, Orlando and more. If you'd like to move to Jacksonville, All My Sons of Jacksonville can help. We're professional movers with experience in local, commercial, residential and long distance moves. Call or get a free moving quote online today.

Jacksonville Movers - Cheaper Property Taxes

There may be a way for you to decrease your current property taxes if you own a home. The housing market isn’t what it used to be so there’s no reason why you should be paying taxes on the value your house use to have when the real estate market peaked. The bubble burst and property taxes should be reflecting that. Not all cities and municipalities reassess their taxes amount every year, some do it every five years, so it might a little hard to find the information you need. But, if you feel that your home has decreased in value a lot, you can maybe benefit from decreased property taxes helping you put the savings towards your mortgage payment. All My Sons of Jacksonville suggests to maybe check in with an assessor’s office or check your municipality’s website for information. You might also get solicited with direct mail advertisements form realtors or lawyers that can help guide you. Just be careful of the type of compensation they’re expecting. They might be more expensive than the amount they’ll save you. The American Homeowners Association and the National Taxpayers Union sell property-tax-reduction kits that may help find out more information.

More News On The HAMP Program

According to HousingWatch.com, banks may soon be required to screen and reject homeowners for the governments Home Affordable Modification Program (HAMP) before they go onward with a foreclosure. According to the outlined proposal ‘it prohibits referral to foreclosure until borrower is evaluated and found ineligible for HAMP or reasonable contact efforts have failed’. About 2.82 million U.S. homeowners lost properties last year and as many as 4.5 million filings are expected in 2010 according to RealtyTrac. So one in four homeowners in the U.S. owes more on their house than it’s worth. All My Sons of Jacksonville learned that this proposed plan of action will require borrowers who are two months delinquent on their mortgage to be contacted by HAMP. Each mortgage company will have to make at least four attempts by phone and two by certified mail over 3 or more days before going to foreclosure. There might also be a plan in the works to help homeowners who are unemployed. The Mortgage Brokers Associations wants the Treasury Department to provide special loans to companies that must advance payments to investors during a period of forbearance for the unemployed which will give unemployed people a chance to hold on to their homes while they look for work.